Assistance for Businesses and Employee During COVID
Below is a list of links for state guidance, individuals and businesses looking for assistance at this time:
RESOURCES FOR BUSINESSES
Face coverings or masks help reduce the spread of coronavirus especially when combined with physical distancing and frequent hand washing. Starting June 18, Californians must wear face coverings in common and public indoor spaces and outdoors when distancing is not possible. Learn more about the guidance and limited exceptions here. If you are looking for posters you can print for your business, please email email@example.com.
The State has created guidance for reopening by industry type that you can find at covid19.ca.gov.
State Tax Assistance
Employers experiencing hardship as a result of COVID-19 may request up to a 60-day extension from the State Employment Development Department (EDD) to file their state payroll reports and/or deposit state payroll taxes without penalty or interest.
EDD Taxpayer Assistance Center: 1-888-745-3886
Federal Tax Assistance
Work Sharing Unemployment Insurance Program
Employers can apply for the CA state Unemployment Insurance Work Sharing Program if reduced production, services, or other conditions cause them to seek an alternative to layoffs.
Riverside County Economic Development Agency Resources
Small Business Assistance
California Assembly Committee on Jobs, Economic Development and the Economy (JEDE): resources to assist small businesses, entrepreneurs and workers: https://ajed.assembly.ca.gov/content/covid-19-resources
The Small Business Advocate: https://business.ca.gov/advantages/small-business-innovation-and-entrepreneurship/how-we-can-help/
State Employment Development Department Resources for Self-Employed/Independent Contractors: https://www.edd.ca.gov/disability/Self-Employed.htm
Small Business Administration Disaster Loan Program: https://disasterloan.sba.gov/ela
Coachella Valley Small Business Development Center: Offers one-on-one consultations and support for small businesses seeking assistance; select "Request Consultation" at https://coachellavalleysbdc.org/
RESOURCES FOR EMPLOYEES
Summary of CA state benefits for impacted workers: https://www.labor.ca.gov/coronavirus2019/#chart
State Employment Development Department FAQs on coronavirus https://www.edd.ca.gov/about_edd/coronavirus-2019/faqs.htm
CRA: Offers emergency assistance to California restaurant workers facing an unanticipated hardship - https://calrestfoundation.org/restaurants-care-application/
See the downloadable fact sheet on this FORGIVABLE loan program for business owners HERE. Banks eligible to make SBA loans are eligible to lend under this program, but not all are participating. We recommend that you start with your bank!
By far, the question we've been asked most is where to go for a PPP loan if your current bank isn't participating or isn't taking applications. Thus far, we know of about a dozen lenders that are currently accepting PPP loan applications from new customers. This is not an endorsement or recommendation of any lender and we always recommend you do your due diligence before entering into financial contracts.
This information is changing rapidly.
Families experiencing economic hardship as a result of job loss or reduction in hours in the hospitality and tourism industry in the Coachella Valley are eligible to apply for assistance through the Coachella Valley Economic Protection Plan and Support Fund at www.lifttorise.org/protection. The Coachella Valley Economic Protection Plan connects residents with a wide range of existing resources to assist with housing, utilities, food insecurity, medical care, transportation, education and other services. The Support Fund aids hospitality workers struggling with the economic impacts of COVID-19 by providing as many families as possible with $200 in immediate economic relief.
Please contact Pam Scannell at firstname.lastname@example.org with any questions or concerns
U.S. Small Business Administration (SBA)
- SBA Continues to Deliver Unprecedented Relief to the Nation’s Small Businesses: Through the Paycheck Protection Program (PPP) authorized under the CARES Act, the SBA is delivering unprecedented relief to the Nation’s Small Businesses. In the first round of funding alone, the agency processed more than 14 years’ worth of loans in less than 14 days. With an additional $310 billion in authorized funding, SBA continues to authorize PPP loans. In Round II, 5,425 lenders have approved over 2.4 million loans averaging $74,304 per loan. More here. A list of frequently asked questions can be found here. Additional questions should be referred to local and regional offices (here).
- SBA Announces Reopening of Economic Injury Disaster Loan (EIDL) Program and Makes Available to U.S. Agricultural Businesses Impacted by COVID-19 Pandemic: On May 4, SBA announced the reopening of the EIDL program and EIDL Advance programs and expanded eligibility to agricultural businesses impacted by the COVID-19 pandemic. More here. More on SBA coronavirus relief options, including EIDL, here.